The UK government Mortgage Rescue Scheme (MRS) aims to help some of the most vulnerable homeowners to avoid repossession. You may be eligible for assistance if you're a pregnant woman, have dependent children, are a senior citizen or have a mental or physical disablement.
MRS isn't designed to help everyone who is struggling with mortgage arrears, but the coalition government estimate that over 2,500 hard-up families will be assisted between now and when the scheme ends in spring 2013.